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Personal Loans |
Your needs just can´t wait we´ll ensure the money does´t either
Need cash for expanding your business, designing your dream home, giving your children the best education, making your daughters wedding the talk of town, taking that dream vacation with your loved ones, the latest PC for your child - all this and more made possible through Standard Chartered Personal Loans.
With exciting schemes, easy repayment options and competitive interest rates, an SCB Personal Loan is a hassle free experience!!!
When the need comes knocking, there will be money to welcome it
Unique Features
- A variety of loans available to
- Salaried individuals with a minimum gross salary of Rs 11,000.
- Self Employed Individuals filing IT Returns of Rs 1,00,000 for 2 years.
- Self Employed Professionals filing IT Returns of Rs 75,000 for 2 years.
- Loan Amount available from Rs 50,000 to Rs 15,00,000.
- Competitive Interest Rates.
- No Securities, Collaterals and Guarantors required.
- Repayment Options varying from ECS, PDCs or Account Debits.
- If you are an existing SCB customer ?avail of special rates with less documentation and priority processing.
- If you have a Personal Loan with SCB, Top it off with ease.
- Get a loan up to Rs 5,00,000 on the basis of your SCB Credit Card.
- Get your last EMI off - You will have the benefit of your last EMI waived to you provided your repayment is consistent through the period of the loan.
- Avail of a special health insurance coverage from Royal Sundaram along with your SCB Personal Loan.
Documentation*
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Salaried |
Self Employed Businessmen |
Self Employed Professionals |
| Identity Proof |
Passport, Photo Pan card, Driving License, Votes ID Card, Photo Ration Card |
| Address Proof |
Passport, Telephone Bill, Ration Card, Electricity Bill, Driving License, Life/Medical Insurance policy, Rental Agreement, Apartment Allotment Letter |
| Financial Documents |
Latest 1 month salary slip, Last 3 months bank statement, employment Proof |
2 years IT Returns with computation of income/Certified Financials, Last six months bank account statement, Business Continuity proof |
2 years IT Returns, Last six months bank account statement, Business Continuity proof |
Know More
FAQs
Service Charges and Fees
Grievance Redressal
Personal Loan Agreement
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