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Personal Loans For Salaried Individuals

Jaldi Loans

Whatever your financial need – home renovation, celebrations in the family, education course fees, bridge loan for the down payment of your house or the long awaited vacation... you name it - here´s a reason to smile - Kotak Mahindra Bank´s Jaldi Loans. Get your hassle-free personal loan, from Rs. 50,000 - 15 lakhs*, really jaldi i.e. within 3 days. With minimum documentation and flexible repayment options, Jaldi Loans are all that you need to get closer to your dreams.

Jaldi Features:
  • Avail loans from Rs. 50,000-15 lakhs*.
  • Minimal documentation.
  • Hassle-free processing.
  • Flexible loan tenor from 1-5 years.
  • Repay with easy EMIs.
  • Convenience of service at your doorstep.
Basic Eligibility:
  • Salaried individuals with a net monthly income of Rs.15,000/- or more.
  • Resident Indian.
  • Age: 23 - 58 years.
Customer Privileges:
  • Special rates for Kotak Mahindra Bank account holders.
  • Instant loans without income documents for auto / personal / home loan customers, credit card holders or those paying an insurance premium or enjoying an OD/CC facility.
  • If you are an existing Kotak Mahindra Bank Personal Loan customer with a clear repayment of 12 months or more, we can Top-Up your personal loan.
*Conditions apply. Loan at the sole discretion of Kotak Mahindra Bank Ltd.
 
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